TERMS OF SERVICE

Verseflow
Effective Date: November 20, 2025
Developer: NinetyFive AI, LLC

1. Acceptance of Terms

By downloading, installing, or using Verseflow, you agree to these Terms of Service and our Privacy Policy. If you do not agree, do not use the app.

Changes to Terms: We may update these Terms from time to time. Continued use after updates means you accept the new Terms. We will notify you of material changes through the app or email.

2. Services Provided

Verseflow offers faith-based content including:

  • Daily Bible verses and prayers

  • Intention setting and guided reflections

  • Breathing exercises and meditations

  • Journey tracking with streak milestones

  • Full Bible with search, notes, and bookmarks

  • Customizable themes and personalization

Service Modifications: Features may evolve over time. We reserve the right to modify, suspend, or discontinue any service feature with or without notice.

3. Account Requirements

Age Restriction: You must be at least 13 years old to create an account. If you are between 13-18, you must have parental or legal guardian permission.

Account Responsibilities:

  • Provide accurate registration information

  • Keep your login credentials secure

  • You are responsible for all activity under your account

  • Do not share your account with others

  • Notify us immediately of any unauthorized access

Account Termination: You may delete your account at any time through Settings > Account > Delete Account.

4. Subscriptions & Payments

Subscription Terms & Auto-Renewal Disclosures

Subscription Plans

Pricing:

  • Monthly: $8.99 per month

  • Annual: $59.99 per year ($4.99/month - billed annually, Save >50%)

Prices are in U.S. dollars and subject to change with 30 days' notice.

Free Trial

  • Duration: 3-day free trial for new subscribers

  • No Charge During Trial: You will NOT be charged during the trial period

  • Cancel Anytime: Cancel before the trial ends to avoid being charged

  • Trial Eligibility: One free trial per user

Auto-Renewal Terms

IMPORTANT: All payments are processed by Apple through the App Store.

Auto-Renewal Terms:

  • Your subscription automatically renews unless canceled at least 24 hours before the current period ends

  • You will be charged within 24 hours before your renewal date

  • Renewal charges will be at the current subscription price (may increase with 30-day notice)

Apple Processes Payments:

  • Payment is charged to your Apple ID when you confirm purchase

  • We do NOT see your payment information (credit cards, Apple Pay, etc.)

  • Apple handles all billing, payment processing, and transaction history

  • By subscribing, you agree to Apple's Media Services Terms: https://www.apple.com/legal/internet-services/itunes/

How to Cancel Your Subscription

To View, Modify, or Cancel:

  1. Open the Settings app on your iPhone/iPad

  2. Tap your name at the top

  3. Tap Subscriptions

  4. Select Verseflow

  5. Tap Cancel Subscription or modify settings

Important:

  • Cancellation takes effect at the end of your current billing period

  • You will retain access until the subscription expires

  • No refunds for unused portion of subscription period

Alternative: You can also manage subscriptions at https://apps.apple.com/account/subscriptions

Subscription Information - What You Get

Your Verseflow subscription includes:

  • Unlimited access to all daily content (verses, prayers, reflections)

  • All breathing exercises and meditation sessions

  • Journey progress tracking and milestone badges

  • Full Bible access with notes and bookmarks

  • All six beautiful themes and customization options

  • Ad-free experience

  • Cloud sync across devices

  • Future premium features as they're releases

Refunds

All refunds are handled by Apple, not Verseflow.

  • We cannot process refunds directly

  • Refund requests must be submitted to Apple

  • Apple determines refund eligibility based on their policies

To Request a Refund:

Our Support: While we can't issue refunds, contact us at support@1995ai.com if you're experiencing issues. We're here to help.

5. User Personalization & Content

Your Content: You may create personal notes, bookmarks, labels, and reflections. You retain ownership of content you create.

Settings & Sync: Your theme preferences, settings, and progress sync across devices where you're signed in with the same account.

Storage: We store your personalized content securely on our servers (Supabase) to enable syncing. See our Privacy Policy for details.

6. User Conduct

You agree NOT to:

  • Violate any laws or regulations

  • Infringe on others' intellectual property rights

  • Attempt unauthorized access to the app or servers

  • Use automated scripts, bots, or scrapers

  • Reverse engineer, decompile, or modify the app

  • Share your account credentials

  • Post illegal, harmful, or offensive content

  • Harass, abuse, or harm others

  • Disrupt the app's functionality or servers

  • Use the app for commercial purposes without permission

Consequences: Violation may result in immediate account termination without refund.

7. Intellectual Property

Our Ownership: All content, designs, code, trademarks, and features in Verseflow are owned by NinetyFive AI, LLC and protected by copyright, trademark, and intellectual property laws.

Your License: You are granted a limited, non-exclusive, non-transferable, revocable license to use the app for personal, non-commercial purposes only.

Bible Content: Bible verses from the American Standard Version (ASV) are in the public domain. Other translations may be used with proper licensing.

Restrictions: You may not copy, modify, distribute, sell, or create derivative works from Verseflow without our written permission.

Copyright Complaints (DMCA): If you believe content infringes your copyright, contact: copyright@1995ai.com with details.

8. Privacy & Data Protection

Privacy Policy: Your use of Verseflow is governed by our Privacy Policy available at:

Key Privacy Points:

  • We collect email, name, preferences, and usage data

  • We use Supabase (secure storage), Airtable (content), TelemetryDeck (anonymous analytics)

  • We do NOT share your data with third-party AI services

  • We do NOT sell your personal information

  • We do NOT track you across other apps or websites

  • Apple processes all payment information (we never see it)

Your Rights: You can access, update, or delete your personal data anytime. See our Privacy Policy for details.

9. Third-Party Services

Apple App Store: Subscriptions are managed through Apple. Apple's terms apply to all payments and billing.

Third-Party Links: Verseflow may contain links to third-party websites or services. We are not responsible for their content, privacy practices, or terms.

Integration Services: We use Supabase (data storage), Airtable (content delivery), and TelemetryDeck (analytics). Each has their own terms and privacy policies.

10. Disclaimers & Warranties

NO PROFESSIONAL ADVICE: Verseflow is for informational and spiritual growth purposes only. We do NOT provide:

  • Medical advice or treatment

  • Mental health counseling or therapy

  • Professional religious or pastoral guidance

  • Crisis intervention or emergency services

Seek Professional Help: Always consult qualified professionals for medical, mental health, or emergency needs.

"AS IS" Basis: The app is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied, including:

  • Warranties of merchantability or fitness for a particular purpose

  • Warranties that the app will be error-free, uninterrupted, or secure

  • Warranties regarding accuracy or reliability of content

No Guarantee of Results: We do not guarantee that using Verseflow will improve your spiritual life, solve problems, or lead to any specific outcome. Your experience is personal and results vary.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

We Are NOT Liable For:

  • Indirect, incidental, consequential, or punitive damages

  • Loss of profits, revenue, data, or business opportunities

  • Personal injury or emotional distress

  • Costs of substitute services

Maximum Liability: Our total liability to you shall not exceed the amount you paid us in the 12 months before the claim arose (or $100, whichever is greater).

Apple's Limitations: Because Apple processes payments and distributes the app, we are not responsible for:

  • Apple's payment processing errors or failures

  • Billing disputes with Apple

  • Apple's refund decisions

  • App Store availability or downtime

Exceptions: Some jurisdictions don't allow liability limitations, so these may not apply to you.

12. Indemnification

You agree to defend, indemnify, and hold harmless NinetyFive AI, LLC and its officers, directors, employees, and affiliates from any claims, damages, losses, or expenses (including attorneys' fees) arising from:

  • Your use of the app

  • Your violation of these Terms

  • Your violation of others' rights

  • Your user-generated content

13. Termination

By You: Delete your account through Settings > Account > Delete Account, or uninstall the app.

By Us: We may suspend or terminate your access immediately if you violate these Terms, engage in fraudulent activity, or we're required to by law.

Effect of Termination:

  • Your license to use the app terminates immediately

  • Your account data will be deleted per our Privacy Policy (30 days)

  • Active subscriptions continue until the end of the current billing period (no refund)

  • You must stop using the app and delete it from your devices

14. Technical Requirements

Compatibility:

  • iOS: 16.0 or later

  • Devices: iPhone and iPad

  • Internet: Required for daily content, sync, and authentication

  • Storage: Approximately 200MB

Optimal Experience:

  • Strong WiFi or cellular connection recommended

  • Updated to latest app version

  • Device storage available for offline Bible access

15. Dispute Resolution

Informal Resolution First: Before filing any legal claim, contact us at support@1995ai.com. We'll attempt to resolve disputes informally within 30 days.

Governing Law: These Terms are governed by the laws of Delaware, United States, without regard to conflict of law principles.

Jurisdiction: Any legal action must be brought in the federal or state courts located in Delaware. You consent to personal jurisdiction there.

Arbitration Option: Disputes may be resolved through binding arbitration under American Arbitration Association (AAA) rules. The arbitrator's decision is final.

Class Action Waiver: You agree to resolve disputes individually, not as part of a class action lawsuit.

Opt-Out of Arbitration: Email legal@1995ai.com within 30 days of accepting these Terms with "Arbitration Opt-Out" in the subject line.

Small Claims Exception: Either party may pursue claims in small claims court instead of arbitration.

16. Apple-Specific Terms

IMPORTANT: Since Verseflow is distributed through the Apple App Store, the following terms apply per Apple's Developer Program License Agreement:

Agreement Between You and Us

These Terms are between you and NinetyFive AI, LLC, not Apple. Apple is not a party to this agreement and is not responsible for Verseflow or its content.

License Scope

Your license to use Verseflow is limited to:

  • A non-transferable license

  • To use the app on Apple-branded devices that you own or control

  • As permitted by Apple's App Store Usage Rules set forth in Apple's Media Services Terms and Conditions

Maintenance and Support

NinetyFive AI, LLC (not Apple) is solely responsible for:

  • Providing maintenance and support services for Verseflow

  • Addressing any product support questions

  • Handling any claims relating to the app

Apple has no obligation to furnish any maintenance or support services for the app.

Warranty

To the extent permitted by applicable law:

  • Apple has NO warranty obligations whatsoever with respect to Verseflow

  • Any claims, losses, liabilities, damages, costs, or expenses attributable to any failure to conform to any warranty are the sole responsibility of NinetyFive AI, LLC

  • Nothing in these Terms limits Apple's liability in ways not permitted by applicable law

Product Claims

Apple is NOT responsible for addressing any claims by you or any third party relating to Verseflow, including but not limited to:

  • Product liability claims

  • Any claim that Verseflow fails to conform to any applicable legal or regulatory requirement

  • Claims arising under consumer protection, privacy, or similar legislation

Intellectual Property Rights

In the event of any third-party claim that Verseflow or your possession and use of Verseflow infringes that third party's intellectual property rights:

  • NinetyFive AI, LLC (not Apple) will be solely responsible for the investigation, defense, settlement, and discharge of any such intellectual property infringement claim

  • Apple will have no obligation to investigate, defend, settle, or discharge such claims

Third-Party Beneficiary

Apple and Apple's subsidiaries are third-party beneficiaries of these Terms.

Upon your acceptance of these Terms:

  • Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary

  • You acknowledge and agree that Apple has this right

Legal Compliance

You represent and warrant that:

  • You are not located in a country that is subject to a U.S. Government embargo

  • You are not located in a country that has been designated by the U.S. Government as a "terrorist supporting" country

  • You are not listed on any U.S. Government list of prohibited or restricted parties (including the Specially Designated Nationals List and the Denied Persons List)

Contact Information for Apple

If you have questions about Apple's role:

  • Apple is located at: Apple Inc., One Apple Park Way, Cupertino, CA 95014, USA

  • For Apple support issues: https://support.apple.com

17. General Provisions

Entire Agreement: These Terms, along with our Privacy Policy, constitute the entire agreement between you and NinetyFive AI, LLC.

Severability: If any provision is found invalid, the remaining provisions remain in effect.

Waiver: Our failure to enforce any right doesn't waive that right.

Assignment: You cannot assign these Terms. We may assign them to affiliates or successors.

No Third-Party Beneficiaries: No third-party beneficiaries except Apple (as stated in Section 16).

Force Majeure: We're not liable for failures due to circumstances beyond our control (natural disasters, pandemics, etc.).

Notices: We may notify you via in-app notifications, email, or updates to these Terms. You may contact us at support@1995ai.com or our mailing address below.

18. Contact Information

Developer: NinetyFive AI, LLC
App: Verseflow

Email Support: support@1995ai.com
Legal Inquiries: supportl@1995ai.com
Copyright Issues: copyright@1995ai.com

Mailing Address:
NinetyFive AI, LLC
17109 Freshwater Ln., Corneilus, NC 28031

Website: https://1995ai.com
Terms URL: https://1995ai.com/verseflow/terms
Privacy Policy: https://1995ai.com/verseflow/privacy

Response Time: We aim to respond within 48 hours (business days).

19. Acknowledgment

By using Verseflow, you acknowledge that:

  • You have read and understood these Terms

  • You agree to be bound by these Terms

  • You are at least 13 years old (or have parental consent if 13-18)

  • You understand Apple processes all payments and refunds

  • You have access to our Privacy Policy and understand how your data is handled

  • You acknowledge that Apple is a third-party beneficiary of these Terms

If you do not agree to these Terms, you must not use Verseflow.

Terms of Service Version: 2.0
Last Updated: November 20, 2025
Effective Date: November 20, 2025

Public Access: These Terms are available at https://1995ai.com/verseflow/terms and within the app at Settings > Terms of Service.

QUICK REFERENCE

Subscription Management

  • Pricing: $8.99/month or $59.99/year

  • Free Trial: 3 days

  • Auto-Renewal: YES - Cancel 24 hours before renewal to avoid charge

  • Cancel: iPhone Settings > [Your Name] > Subscriptions > Verseflow

  • Refunds: Request through Apple at https://reportaproblem.apple.com

Contact & Support

Requirements

  • Age: 13+ (parental consent required for 13-18)

  • iOS: 16.0 or later

  • Devices: iPhone and iPad

  • Internet: Required for most features

Your Rights

  • Access, update, or delete your data anytime

  • Cancel subscription with no penalty (at end of billing period)

  • Request support for any issues

  • Delete your account anytime

  • Opt out of arbitration within 30 days